Are paper checks too risky?

Are you writing fewer checks? Take it from this banker: That’s a very good thing.

It’s 2022 – better payment technology is everywhere. When it comes to security, checks are last place.

Consider that, when you write a check, you’re handing over your bank account number and personal details – pretty much all a thief needs to start stealing your funds.

Credit and debit cards are now equipped with security chips, contactless capability and many have built-in fraud-prevention. If you forget your cards, there are secure mobile payment options like Apple Pay, Google Pay and Zelle. Resolve to pay smarter in 2022.

– Susan Allardyce, Home Bank, The New Orleans 100