What (not) to do with that $1,200

Financially, I don’t know what I’m doing half the time. But I do know that treating the extra $1,200 that hit my account recently as “bonus” money is unwise, though tempting. Instead, now is the time to take care of needs over wants. For myself, I made note of what not to do:

• Don’t head to the checkout with online carts filled over the past month.

• Don’t act like a pro chef and stop buying generic brands.

• Don’t splurge on travel plans – you literally can’t go anywhere.

• Don’t overlook regular monthly bills.

• Don’t focus on paying down debt right now.

– MaryGrace Williams, 360 Media, Inc.